Personal Debt Advice
There are many reasons that people can get into personal debt. In today's climate these reasons may not be any fault of your own however it can seem a struggle to get yourself out of debt. At PJG Recovery our team of professional insolvency advisors are compassionate about your situation and are here to offer you sound advice on which way to plan to get out of debt. Solutions include:
- Individual Voluntary Arrangements (IVA's)
- Trust Deeds (Scotland only)
- Debt Management Plans
- Debt Arrangement Schemes
- Sequestration (Scotland only)
- Bankruptcy
Whatever your situation it is important that you don't panic and to do something about it today. We are available on (NI & ROI) 02891 814890 (UK Mainland) 02920 346530 to offer you personal debt advice or you can enquire online.
Is advice free?
Yes. Our advice is free of charge. However if you are happy to instruct us to act on your behalf then we do charge fees. You can view our fees online or you can call (NI & ROI) 02891 814890 (UK Mainland) 02920 346530 for further details.
Can you stop people calling or writing to me?
We understand the pressure that you are under. Once you instruct us to act on your behalf we will contact your creditors and ask them to send all correspondence to us. If they do continue to call, don't ignore it. Answer the phone and tell them that PJG Recovery are acting on your behalf and to call (NI & ROI) 02891 814890 (UK Mainland) 02920 346530. We will try and take away as much pressure as possible and get you back on track.
Do you need some more information?
Our team are waiting for you to call and help you recover your financial position.
Call (NI & ROI) 02891 814890 (UK Mainland) 02920 346530 or click below.
Advice Line:
(NI & ROI) 02891 814890
(UK Mainland) 02920 346530
Why Choose us?
- Accredited Advisors
- Free advice
- Nationwide Coverage
- Professionals that are here to help
- With you every step of the way
Alternative Debt Solutions
IVA's
An IVA allows you to renegotiate the terms of your arrangements with your creditors. If you have unsecured debts with a number of creditors that you are unable to pay this is an alternative to formal bankruptcy. An IVA (Individual Voluntary Arrangement) allows you to manage your debts with a solution that will give your creditors money over a period of time, which is normally 60 months.
CVA's
Does your business have mounting debts that it is struggling to repay? Rather than give up on a great idea, lose a loyal workforce and end up liquidating your company, why not speak to us about a CVA (Company Voluntary Arrangement)?
Administration
Company Administration is widely misunderstood and, while some see it as a last resort, in reality the process is designed to be centred around strengthening your business and getting it back on track.
Liquidation
PJG Recovery have many years’ experience in dealing with corporate insolvencies and company rescue and recovery – taking early advice can sometimes mean that formal insolvency can be avoided and your company can be saved from closure. We can help you overcome short term difficulties in your company or help you deal with the formalities associated with the closure of a company if your company has come to the end of its useful life.
Solvent Reconstruction
The term “solvent reconstructions” potentially encompasses a wide range of different scenarios, including demergers, elimination of unnecessary subsidiary companies or even retirement from a business.
Business Turnaround & Review
The term “turnaround” has come to encompass a range of measures aimed at restoring the fortunes of a company with (or preferably without) the use of a formal insolvency procedure. These measures include strengthening (or replacing) the existing management team, introduction of fresh capital, restructuring finances (e.g. replacing short term loans with longer term ones), reduction of cost base and (if a formal insolvency procedure is required) the use of a Company Voluntary Arrangement to enable the company to deal with its creditors in an orderly manner.
Would you like some help?
Our team are waiting for you to call and help you recover your financial position
Contact Us